How does Medicaid differ from Medicare?

Medicaid provides healthcare coverage for low-income individuals and families, addressing the needs of those who meet specific income eligibility criteria and may not otherwise be able to afford healthcare. This program is designed to assist a broader demographic, including children, pregnant women, elderly individuals, and people with disabilities, thereby ensuring that vulnerable populations have access to necessary medical services.

On the other hand, Medicare primarily serves individuals aged 65 and older, although it also covers certain younger people with disabilities and those with End-Stage Renal Disease. Therefore, the distinction is based on age and income eligibility; Medicare is age-based, while Medicaid is determined by income and specific life circumstances.

This understanding of Medicaid and Medicare is crucial for navigating the U.S. healthcare system, especially when considering the varying levels of coverage and eligibility requirements associated with each program.